Estimate your options
Answer a few private questions about your age, home, estimated value, and mortgage balance.
Ontario Homeowners 55+
5 Star Google Reviews
Unlock Tax-Free Cash & Stay in the Home You Love
Compare reverse mortgage options from CHIP, Equitable Bank, Bloom & Home Trust.
- No Required Monthly Mortgage Payments
- Pay Off Debt or Cover Retirement Expenses
- Free Estimate in Under 1 Minute
How Much Could You Access?
Get your free estimate - no contact details required.
Step 1 of 4 · Your age
Ontario-focused · FSRA Licensed · No obligation
Why compare through Transparent Mortgages?
A reverse mortgage lender can only offer its own product. As a licensed Ontario mortgage broker, we can compare available options from multiple lenders and help you understand differences in rates, borrowing amounts and features.
CHIP, Equitable Bank, Bloom & Home Trust
Compare My Options- Stay in the Home You Love
- Access Your Home Equity Tax-Free
- Never Owe More Than Your Home Is Worth
Meet Nimesh
A Quick Word from Your Ontario Mortgage Broker
Nimesh Chauhan explains how reverse mortgages work—and how to decide whether one may be right for you.
How it works
Three simple steps.
Review suitable lenders
Your situation is compared with available reverse-mortgage paths and possible alternatives.
Get clear advice
Nimesh Chauhan explains the trade-offs and next steps clearly, with no obligation to proceed.
Meet your mortgage broker
Nimesh Chauhan
Clear, simple, jargon-free mortgage guidance.
Transparent Mortgages helps Ontario homeowners understand whether a reverse mortgage fits their goals, family plans, and long-term comfort.
Ontario-focused
FSRA Licence #13509
No-obligation review
Telephone & In-Person Meetings Available
Client experiences
What clients say about Transparent Mortgages
5 Star Google Reviews
“We worked with Nim - who worked late into the evening to get us the best deal for our mortgage renewal. He was always responsive, always available, always patient. He got us a deal that I didn't think was possible, and I'm really thankful for that. I've recommended Nim to everyone I know!”
Katherine Atkinson
Google review
“Great service from Nim at Transparent Mortgages. We were looking to purchase a home and Nim worked incredibly hard and fast to secure the lowest rate from one of the big 5 banks. The approval was higher than my bank AND at a lower rate. The whole process was seamless. Most importantly, Nim kept me informed from start to finish. I will be using Transparent Mortgages for any future mortgage needs. I have already recommended Nim to my friends and family!”
Gagan Pama
Google review
“Transparent mortgages goes above and beyond. They genuinely care and will always steer you in the right direction. I will never go anywhere else because of the trust I have in them. Well done. Highly recommended.”
Steven Fournaros
Google review
Google is a trademark of Google LLC. Reviews are displayed as published on Google.
Common goals
Why homeowners consider a reverse mortgage
Stay at home
Use available equity while continuing to live in the home you love.
Consolidate debt
Explore whether combining existing debts could simplify monthly finances.
Renovate
Make repairs or accessibility updates that support life at home.
Support family
Consider helping loved ones while understanding the long-term trade-offs.
Improve retirement cash flow
Explore another source of funds for planned or everyday expenses.
FAQ
Straight answers before you decide.
Transparent considerations
A reverse mortgage is not right for everyone.
Interest accumulates over time, and repayment is typically required when the homeowner sells, moves out, or passes away. We can also compare a reverse mortgage with a conventional mortgage or home equity line of credit, so you can see how the options differ.